Ripple takes blockchain into the back office with new treasury platform

Ripple just dropped a corporate treasury platform that merges old-school cash management with blockchain rails — because why should your company's money sleep nights and weekends?

Built on Ripple's $1B GTreasury acquisition from October, the platform integrates treasury software with blockchain settlement, letting companies manage cash, payments, and liquidity from one dashboard while keeping existing controls.

The move targets classic treasury headaches: multi-day settlement cycles, limited account visibility, and cross-border payment friction. Using digital asset infrastructure, Ripple aims to slash settlement times and let idle cash earn yield outside banking hours.

The platform supports cross-border payments and liquidity management via stablecoins (hello, RLUSD), cutting FX exposure. “One of the key things to removing friction is making sure the world between digital assets and traditional fiat has 100% visibility, in a single platform,” Eecke added.

Ripple USD (RLUSD) currently sits at a $1.42B market cap per DefiLlama — not just a side project.

Ripple’s play lands as big finance rushes to tokenize traditional assets and extend trading beyond 9-to-5.

In December, the SEC greenlit a DTCC subsidiary to launch a tokenization service for securities. SEC Chair Paul Atkins tweeted: “U.S. financial markets are poised to move on-chain,” adding the agency is “prioritizing innovation and embracing new technologies to enable this on-chain future.”

DTCC’s tokenization move will first target tokenized US Treasurys on the Canton Network, with plans to expand. The clearinghouse processed ~$3.7 quadrillion in securities transactions in 2024 — yeah, quadrillion.

Nasdaq’s head of digital assets strategy, Matt Savarese, says SEC approval for tokenized stocks is a top priority. NYSE is also building a platform to trade tokenized stocks and ETFs with 24/7 trading and blockchain settlement.